People with a bad credit history are likely to encounter problems with their loan applications. Banks and other major institutions that offer financial assistance are wary of people with bad credit, categorizing them as high-risk borrowers that can’t be trusted enough to pay back their loans. That’s why if you’re looking for someone to back you up in your bid for a new computer, you might want to skip out on the usual banking loan programs and turn to computer financing instead. » Read more: Purchase a Computer with Bad Credit